Job Detail

Credit Specialist - Kunduz

Date Posted: Aug 16, 2023
Views: 595

Job Detail

  • Location:
    Kunduz
  • Type:
    Full Time/Permanent
  • Shift:
    Rotating Days
  • Career Level:
    Experienced Professional
  • Positions:
    1
  • Vacancy number:
    ADF-196
  • Experience:
    3 Year
  • Gender:
    Female
  • Salary:
    As per Company salary scale
  • Degree:
    Bachelors
  • Apply Before:
    Aug 23, 2023

Job Description

  • Work closely with the agricultural companies, associations and cooperatives as well as financial institutions to develop financing arrangements necessary for the loans.
  • Develop and appraise loan proposals in various stages like the preliminary scrutiny, working out on financial viability/bankability (balance sheet analysis, cash flows projection, ratio analysis, sensitivity analysis, etc.).
  • Support agricultural value chain technical specialists to manage credit risk by assessing the technical feasibility of the loan applications and provides required training and TA to the ADF borrowers in production, processing and market development, increasing their likelihood of success and therefore increasing the probability of repayments.
  • Make sure that the proposed loan applications from the different provinces are financially and technically feasible to invest in certain period of time and provides inputs to ADF decision makers in different stages of their decisions in order to make sure that the proposed ADF loan assists the Afghan Agribusinesses and also to reduce the risk for both parties (ADF and its clients).
  • Arranging of Credit Shuras and other marketing activities with the collaboration of Regional Supervisor.
  • Ensure legal contracts and loan disbursements documents are accurate and complete.
  • Manage on-going relationship with the clients after the disbursement and have regular visits.
  • Follow up regularly with the existing clients to ensure timely repayments.
  • Ensure the targets given are achieved.
  • Any other responsibilities as assigned by management. 

Job Requirements

  • A bachelor’s degree in Business Administration/Commerce/Economics.
  • Minimum of 3 year experience in an equivalent/similar positions.
  • Experience working in financial services, banks and in private business.
  • Must have Knowledge of Islamic Financing
  • Experience supporting loan proposals development process.
  • Ability to analyze loan documentation and prepare financial statements.
  • Very good communication and presentation skills.
  • Ability to grasp key agricultural concepts and value chain.

Submission Guideline:

All interested qualified applicants are encouraged to send their CV and Cover Letter indicating the position title and vacancy number (ADF- 196 ) and the province you applied for  in the subject line before the closing date to the below email address.

Note: The Written test / Interview will be conducted at ADF office located in Kabul.

 

Submission Email:

Vacancies@adf-af.org

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